What is Acima?

Acima offers a convenient solution for acquiring the custom Trendz wheels you desire without the burden of upfront cash or credit. Simply complete a brief application, and you'll receive an immediate approval decision, making the process smooth and hassle-free.

Once approved, you can swiftly initiate a lease agreement, allowing you to take your new wheels home right away. This innovative approach enables you to enjoy your dream wheels while managing your budget effectively. With Acima, upgrading your vehicle has never been easier!

While Acima may receive your consumer report and credit score, they look at multiple data points in order to make a final decision, and they regularly approve customers who have less than perfect credit history. All you need to do to get started is provide some personal information and meet some basic income requirements.

- Be 18 years or older
- Have an active checking account with at least $750 of income per month
- Have at least three months of income history with your current source of income
- Have a government-issued photo ID, and a social security number or Individual Taxpayer Identification Number (ITIN)
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If you’ve got all those things, just fill out the application and Acima will let you know within seconds if you’re approved.

Nope, it's free to apply.

Your credit score with the national credit reporting agencies (TransUnion, Experian, and Equifax) should not be impacted by applying for a lease through Acima. The application process does include a review of your consumer report, and depending on the consumer reporting agency, the inquiry may appear on your consumer report. Acima uses a soft pull when it accesses your consumer report from any of the national credit reporting agencies (TransUnion, Experian, and Equifax).‍

Once you're approved for a lease, the approval lasts for 45 days. If you don't use it in that timeframe, the approval simply expires.